What is the LVR (lending to value ratio) for commercial loans?
80% LVR (commercial loan lvr 80)
This ratio may be possible for very strong applicants. Generally the maximum loan size for this type of commercial loan is $1m and is normally done on a full document basis
As well as 80% full document commercial loans it may also be possible on low doc commercial loans where only the last BAS is required.
Full document commercial loans
- Maximum loan size $2m
- No ongoing fees
- Loan term up to 15 years
- Available in major metropolitan areas
- Principal and Interest
- Industrial, offices, and retail premises
- Interest only 5 years
- Major metropolitan areas
- Normal commercial lending criteria apply
- May also be possible to do a low doc commercial loan with an accoutants letter only at this LVR