Commercial Loans for medicos

Annual reviews

offbldgs1Annual reviews can vary greatly between lenders.

Here are some responses as to when lenders need to review commercial loans:-

Lender A

Annual reviews are normally carried out on overdraft and bank guarantees or any other facility that has a 12 month term, We also require annual accounts for some of our term facilites where we feel a need exists such as interest only facilities fully geared

Lender B

Facilities over $1m can be subject to annual review on the settlement anniversary date

Lender C

If the loan size is over $2 million and in the event of unsatisfactory repayments on loan

Lender D

Commercial loans subject to annual review at $5m

Lender E

We don’t do annual reviews on any of our commercial loans.

So as can be seen above, how the major commercial lenders conduct annual reviews can and does vary greatly.

Being asked to prepare and send your annual returns to the bank each year, can be very time consuming and frustrating.

If you are looking for a commercial loan without annual reviews then please call us.






1300 LOW DOC

1300 569 362

We specialise in both Low Doc and Full Doc commercial loans

Sydney Phone

High Yielding Commercial Properties


From 4.89%

for 3 year fixed full document commercial loans, with no ongoing fees.

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